Online Privacy Statement
1. Your Privacy is Serious Business to Us!
Maintaining the privacy of our website visitors is very important to us. Because we gather information about you, you need to know:
The kinds of information we collect and why we collect it;
How we use that information; and
How you can update that information or limit or control how it is used.
2. The Kinds of Information We Collect.
We collect information to provide better services to all of our website visitors, including determining what types of editorial content and the products and services offered on our website which are of the most interest and relevant to you.
We basically collect information about you from the following two sources:
a. The Information you give us (“email@example.com”). For example, many of our services require you create an account. When you do, we’ll ask for personal information, like your name, email address, telephone number, and, if you are purchasing products or services on our website, such purchase information as the products or services purchased, the dates of purchase and the purchase price,. .
b. The information we collect from your use of our website. This information relates generally to what editorial and advertising content you view, and the products and services you use that we and our third-party providers offer. This information includes:
(i) Device Information, We collect information about the devices you use to access our website, information concerning your device, such as hardware settings, browser type, browser language, the date and time of your request and referral URL.
(ii) Log Information. When you visit our website, we automatically collect and store certain information in server logs, which automatically record certain information when you visit our website, including the following:
(a) details about how you have used our website, such as your search queries.
(c) your IP address, which is the number assigned to every Internet-connected device such as a tablet or smartphone and used to identify the geographic location of that device.
(d) cookies that may uniquely identify your browser and collect information about how our visitors interact with our website, as well as help us identify problems such as error messages from certain pages. . A cookie is a small file containing a string of characters that is sent to your computer when you visit our website. When you visit our website any time thereafter, the cookie allows our website to recognize your browser and to store information about your user preferences and other personal
(iii) Location information. When you visit our website, we may collect and process information about your actual location. We use various technologies to determine location, including IP address.
(iv) Local storage. We may collect and store information (including personal information) locally on your device, using mechanisms such as browser web storage(including HTML 5), which allows for data to be stored on a browser even after the browser has been closed and the reopened, and application data caches, which allow for data to be stored on your device, enabling an application to run without an Internet connection and to load content faster. .
(v) Collection and Storage technologies. We and our partners use various technologies to collect and store information when you visit the firstname.lastname@example.org website, and this may include using cookiesor other technologi es to identify your browser or device. We also use these technologies to collect and store information when you visit our website and interact with the content and products and services we offer, such as advertising services.
3. How We Use Information We Collect.
We use the information we collect from our website visitors, in order to provide you with more meaningful editorial and advertising content and to offer you relevant products and services, as well as to maintain, protect and improve your overall experience. In particular, you may choose (i) to subscribe to any of our electronic newsletters or (ii) to receive “special offers” by financeuniversal.info and its various service providers, (iii) to receive franchise and business opportunity information from selected advertisers, (iv) to submit questions or comments in response to editorial content on our website, or (v) to purchase books and related publications offered on our affiliated website at bookstore.entrepreneur.com (the “Bookstore Website”). In each of those instances you will be asked to provide, and we will collect and store, certain personal information such as email address, zip code, telephone number, and in some instances information about your business. In the case of purchases made through the Bookstore Website, we will also collect and store additional information about those purchases, including titles purchased, quantity and dates of purchases, the method of payment, and other information provided such as billing and shipping addresses (if different). By providing that information, you agree that it can be used by financeuniversal.info and its various advertisers and other service providers to send you promotions and other communications concerning business opportunities, products or services. You can remove yourself from any such electronic newsletters and otherwise stop receiving any further promotions and other commercial communications by following the “unsubscribe” directions included with each newsletter or, in all of the above instances, by sending an email with the word “unsubscribe” in the subject line to email@example.com
We may use the name you provide for your financeuniversal.info Profile across all of the services we offer that require a financeuniversal.info Account, which is where the information you provide is maintained. In addition, we may replace past names associated with your financeuniversal.info Account, so that you are represented consistently across all our services.
When you contact financeuniversal.info, we keep a record of your communications to help solve any issues you might be facing. We may use your email address to inform you about the products and services offered through our website, such as letting you know about upcoming changes or improvements.
We use information collected from cookies and other technologies, like pixel tags, to improve your user experience and the overall quality of our services. You can reset your browser to reject all cookies or to indicate when a cookie is being sent. But you need to know that you may not be able to access or use some features and services on our website without cookies. A pixel tag is a type of technology which is placed on a website or within an email and used for the purpose of tracking activity on a website and is often used in combination with cookies.
4. The Advertising on Our Website.
Advertising on our website makes it possible for us to offer you the information and products/services free of charge. We take seriously and make every effort to make sure that that advertising is safe, unobtrusive and as relevant as possible.
Cookies are used to make that advertising as relevant as possible to the needs and interests of our website visitors, and more valuable to our advertisers in being able to show our visitors more relevant ads. Cookies are also used to avoid you seeing the same ad multiple times and to detect and prevent click fraud. We use AdSense, Google Analytics and other DoubleClick services (collectively, “Google® Services”), which help us manage and improve our website and help our advertisers better understand and track user interaction with their ads. When you visit a location on our website which includes one or more of these ads, various cookies may be sent to your browser.
We may use other technologies, including Flash and HTML5, which provide the functionality for such displays as interactive advertising. We may also use your IP address to select and provide advertising targeted to that address, in order to improve the relevance of the ads you see and to measure and report to advertisers non-personal statistical information about geographical location of those website visitors who are viewing their ads.
The advertising you see on our website is determined by a number of factors relating to relevance, including (i) your approximate geographical location base on you IP address and (ii) the subject matter you may be viewing on our website. For example, if you are viewing an article about physical health, you may see ads concerning exercise equipment.
5. Privacy and Choice.
People have different concerns about privacy. Our goal is to be clear about what information we collect, so that you can make meaningful choices about how that information is used. You may set your browser in its “options” or “preferences” feature in order to warn you before accepting cookies or to disable all cookies entirely. However, it is important to understand that many of the services we provide on our website and to our website visitors may not function properly if your cookies are disabled. .
6. The Information You Share
7. Updating Your Personal Information.
It is our policy that, whenever you visit our website, you should be able to access your personal information, which is information identifying you such as name, email address, billing information or any other information which can reasonably be expected to identify you. If that information is incorrect, we try to provide you ways to update it quickly or to delete it – unless we have to keep that information for legitimate business or legal purposes. When updating your personal information, we may ask you to verify your identity before we can act on your request.
We may reject requests that are unreasonably repetitive, require disproportionate technical effort (for example, which would be extremely impractical (for instance, requests concerning information residing on backup systems).
Where we can provide information access and correction, we will do so at no cost to you, except where it would require a disproportionate effort. We aim to maintain our services in a manner that protects information from accidental or malicious destruction. Because of this, after you delete information from our website, we may not immediately delete residual copies from our active servers and may not remove information from our backup systems.
8. The Information We Share
We do not share personal information with companies, organizations and individuals outside of financeuniversal.info , unless one of the following circumstances applies:
a. We will share personal information with companies, organizations or individuals outside of financeuniversal.info when we have your opt-in or other consent to do so. .
b. We will share personal information with companies, organizations or individuals outside of financeuniversal.info if
we have a good-faith belief that access, use, preservation or disclosure of that information is reasonably necessary to:
(i) comply with applicable law, regulations, legal process or enforceable governmental request.
(ii) enforce any of our applicable Terms of Service, including any potential violations.
(iii) detect, prevent, or otherwise address fraud, security or technical issues.
(iv) protect against harm to the rights, property or safety of our website visitors or service providers, as well as the general public and financeuniversal.info as required or permitted by law.
We may share your information publicly and with our partners such as third-party content providers, advertisers or connected sites, but in a manner which does not reveal your personally-identifiable information and which is aggregated with other user information to show usage of financeuniversal.info and third-party products and services offered on our website and trends based on such categories as age, gender, geographical origination and other demographic characteristics. .
9. The Protection of Your Information.
We work hard to protect the information provided by, or collected about, our website visitors from unauthorized access, or alteration, disclosure or destruction. In particular:
a. We encrypt much of that information using SSL.
b. We review our information collection, storage and processing practices, including physical security measures, to guard against unauthorized access to our systems and the information collected and stored therein
c. We restrict access to personal information to those of our employees, contractors and agents, who need to know that information in order to process it for us, who are subject to the obligation of strict confidentiality as relates to that information, and who will be subject to discipline, including termination, if they violate that obligation.
a. services offered by other companies or individuals on non-financeuniversal.info websites, including any such websites which may be referenced on or linked from the financeuniversal.info Website.
11. Handling Complaints from Our Website Visitors and Regulatory Authorities.
transfer of personal data that we cannot resolve with our website visitors directly.
13. Contacting Us.
If you have any questions, concerns or suggestions, you may contact us at